Call or text: (478) 508-5656
Call or text: (478) 508-5656
Since 1990, Fred and his team of pros have helped create plans and programs to meet your goals during retirement, including but not limited to high income options and Roth conversions. In fact, our recommendations have helped over $285,000,000 of clients' money all across America get into safe, secure accounts -- and not one of them has ever lost one dime! AND we've helped people get the necessary insurance before and during retirement years.
Safe, Sound and guaranteed savings & income plans!
As stated, we enroll clients into the best Life Insurance, Long Term Care insurance, and various Medicare plans that fit individual needs.
Safe, sound and guaranteed insurance.
We start by asking about your goals and compare them to your current situation. Then we explain the different ways we can help. Thereafter, we go to work, researching solutions customized for your future. Then, we all come back together (that's you and us) so that we can review proven solutions designed to meet your specific needs and timeline, and soon put plans into action.
As evidenced since 1990 by our many, many satisfied clients all over the USA, we have a commitment to ethics and integrity, as well as solutions for your particular situation. Just know that are fully educated, licensed and credentialed to do the best work possible. You can count on independent, professional recommendations along with impartial guidance from over 35 years of experience.

Since 1990, Fred and his team, through his corporation TBO, Inc., have assisted thousands of clients. As of December 31, 2025, they have helped over $285 million get into Safe, insured accounts – and never lost one dime, one time! Growth and income without risk!
Fred has training & experience helping resolve social security, taxation, income, investment and insurance problems before and during retirement. He has helped people throughout the USA to create a safe, sound retirement for each of them.
Fred is also a certified Federal Retirement Consultant (FRC) for federal employees.
Licensed in several states, his vast knowledge comes from over 35 years of continuing experience & professional education as well as consultations with CPAs, attorneys, and fellow financial & insurance experts. Fred follows regulations & guidelines set forth by such organizations as CMS, IMSA, NAFA, NAIC, and NAIFA.
Please feel free to email Fred with any questions, comments or concerns: fred@safesoundretirement.com
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Mon | 09:00 am – 08:00 pm | |
Tue | 09:00 am – 08:00 pm | |
Wed | 09:00 am – 08:00 pm | |
Thu | 09:00 am – 08:00 pm | |
Fri | 09:00 am – 08:00 pm | |
Sat | 09:00 am – 08:00 pm | |
Sun | 09:00 am – 08:00 pm |
7 days a week, 9am-8pm Eastern. Please Call or Text Fred to schedule an appointment.